| Source | Target | | Insolvency (Bankruptcy) | 倒産 |
| A judicial or administrative procedure whereby the assets and affairs of the buyer are made subject to control or supervision by the court or a person or body appointed by the court or by law, for the purpose of reorganisation or liquidation of the buyer or of the rescheduling, settlement or suspension of payment of its debts. | 買主の資産と業務が裁判所または裁判所が法律に基 づき任命した人や機関の管理下に入る法的手続きで あり、買主の更生もしくは清算または買主の債務の繰 延べを目的とするもの |
| Moratorium | 支払猶予 |
| A cessation of payments, usually by a government against all or a class of creditors | 通常は政府による全ての債権者に対する支払一時停 止命令 |
| Natural disasters (Acts of God) | 自然災害〈不可抗力〉 |
| Manifestation of a natural force that is beyond the control of the insured, buyer, guarantor or government. | 被保険者、買主、保証人または政府による管理を超越 した自然力の出現 |
| Non acceptance of goods | 受領拒絶 |
| Refusal or failure of the buyer to take possession of products shipped by the insured. | 被保険者によって船積みされた商品の受領を買主が 拒絶すること |
| Payment default (Default) | 債務不履行 |
| Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. | 買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン（被保険者の保険によって担保されているその 他の買主による代金不払い）と同様、信用保険事故事 由たりうる。 |
| Political risk (Country risk) | 非常危険 |
| The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility; | 買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険 |
| the risk that a country prevents the performance of a transaction; | 個々の買主の能力の及ばない危険またはその責任 外となる危険 |
| the risk that a country remains in default to transfer to the country of the insured the moneys paid by buyers domiciled in that country. | 国家が取引の履行を妨げるという危険 買主がその所在国で支払った金銭を国家が被保険 者の所在国に送金しないという危険 |
| Post-shipment risk | 船積後危険 |
| Risk of non-payment arising after the delivery of shipment of the goods or completion of the performance of services. | 商品の船積み後や役務の提供後に発生する代金不払 い危険 |
| Pre-credit risk (Contract risk, Pre-shipment risk, Work in process) | 船積前危険 |
| The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service. | 商品の引渡しもしくは船積みまたは役務の提供以前に 買主が倒産するという信用危険。または、商品製造や 役務提供を妨げる非常危険 |
| Protracted default (Default) | 履行遅滞 |
| Failure by a buyer to pay the contractual debt within a pre-defined period calculated from the due date of the debt. | 買主が決済期日や延長された決済期日を起算日とす る予め定められた期間内に契約上の債務を履行しな いこと |
| Transfer delay | 送金期間 |
| The period of time between when a foreign buyer applies for foreign exchange to repay its obligation to an insured and when the insured receives the fund | 海外の買主が被保険者への支払のために外貨送金を 依頼した日から被保険者が受け取るまでの期間 |
| Waiting period (Claim filing waiting period) | 待機期間 |
| Obligations | 義務 |
| Due to notify | 通知義務 |
| Obligation of the insured to notify the insurer of changes of insurable turnover as indicated on the applications form for the policy, adverse information, overdue accounts. | 保険申込書上の被保険売上高の変更、信用状態の悪 化、履行遅滞発生などを保険者に通知しなければなら ないという被保険者の義務。 |
| Overdue account (Past due account, Defaulted account) | 遅滞債務 |
| A buyer obligation that has not been paid by its due date | 支払期日までに履行されなかった買主の支払債務 |
| Premium, fees | 保険料/手数料 |
| Declaration of outstanding balances | 未決済残高通知 |
| Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. | 保険でカバーされる買主にかかる未決済残高（一般的 には月末時点におけるもの）の明細で保険料計算を目 的とするもの |
| Declaration of turnover (Shipment report, Insured transactions report) | 売上高通知 |
| Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. | 保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの |
| Deposit premium | 予納保険料 |
| (Instalments of) premium paid in advance, to be adjusted upon receipt of the declaration of turnover or outstanding balances. | 保険料の前払いであり売上高や未決済残高の申告に よって調整されるべきもの |
| Minimum premium | 最低保険料 |
| Agreed minimum amount of premium to be paid per specified period regardless of the volume of declared turnover of outstanding balances | 申告された売上高や未決済残高にかかわりなく一定 の期間に対し支払われるべく合意された保険料の最 低金額 |
| No claims bonus (No claims credit, Low claims bonus) | 無事故戻し（優良戻し） |
| An amount or percentage provided to the insured as a reduction of premium owed, depending on the claims ratio of the policy. | 当該保険契約における損害率に応じて保険料の減額 として被保険者に供与される一定金額や一定割合 |
| Premium | 保険料 |
| The sum of money paid to buy an insurance product. | 保険商品購入の対価として支払われる金額 |
| Profit share | 利益戻し |
| An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy). | 一定条件（通常は当該保険契約における損害率）に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意 |
| The distribution of a percentage of the profits of the policy back to the insured according to certain conditions (usually dependent on the claim ratio of the policy). | 一定条件（通常は当該保険契約における損害率）に 従い当該保険契約における利益の一定割合を被保 険者に配分すること |
| Recovery, debt collection | 回収 |
| Collateral | 担保 |
| Assets, rights or guarantees pledged as security by the buyer or by a third party on behalf of the buyer for the extension of credit by the insured to the buyer. | 被保険者から買主への与信の保全のために買主また は買主のために第三者が差し入れる資産または権利も しくは保証 |
| Collections costs | 回収費用 |
| The costs incurred in preventing or minimising the loss or for in collection the amount owing by the buyer. | 損害の防止もしくは最小化または買主からの回収にお いて発生する費用 |
| Reinsurance/neighbouring terms | 再保険/隣接用語 |
| Recoveries (Salvage) | 回収 |
| Proceeds received from the buyer or a third party, whether before or after a claim has been indemnified. | 保険金支払前後を問わず買主または第三者から受け 取った金額 |
| Salvage (Recoveries) | 回収 |
| Asset-backed securities | 資産担保証券 |
| Financing of companies by the capital market through commercial papers (securities), sold by a Special Purpose Vehicle to investors, backed by the debts (assets) sold to a Special Purpose. | 特別目的会社によって投資家に販売され特別目的会 社に売られた債務（資産）によって担保されたコマーシ ャルペーパー（証券）を通じて企業が行う資本市場か らの資金調達 |
| Excess of loss (XL, XoL) | 超過損害額担保 |
| Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured. | 被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証 |
| Reporting terms | 報告用語 |
| Claims ratio | 損害率 |
| Claims payments and expenses divided by gross earned premium and premium related revenue. | 支払保険金と付帯費用の合算額を経過保険料と保険 料関連収入の合算額で除したもの |
