English to Japanese glossary of credit insurance terms

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The Catalogue of Terminology用語集
Financial and export terms金融用語、貿易用語
Non-cancellable limits取消不能与信限度額
Credit limits which remain valid for the duration of the policy period and cannot be cancelled by the insurer. Cover, however, may be automatically deactivated on the occurrence of certain defined events, e.g. rating downgrade, overdue payments etc.保険期間中有効であり保険者によって取消すことのできない与信限度額。ただし、格付けの低下 支払遅延 等のあらかじめ約定された一定の事態の発生により自 動的に失効する。
Partial acceptance of a limit.申請与信限度額の一部引受
Decision of an underwriter to not fully grant the credit limit amount applied for by the insured被保険者から申し込まれた与信限度額の一部のみを 引受ける趣旨のアンダーライターの決定
Discharge of debt債務免除
Relieve a party from a financial commitment.債務者の債務を免除すること
Irrevocable (documentary) letter of credit取消不能信用状
Unalterable obligation of a bank authorising a person or company to draw money up to a specified amount, usually a third party bank, subject to documentary compliance;変更不能の銀行の書面であり、書類上の不一致なき ことを条件として、人または企業に通常は書面を作 成した銀行とは異なる銀行から一定金額を限度とし て支払を受ける権利を与えるもの
As per definition in UPC.UCPにおける定義のとおり
General terms保険一般用語
Assignee (Loss payee)保険金受取人
Party to whom is transferred (by authorisation or the insured) the legal rights to a claim payment under a policy.保険金請求権を(被保険者から)譲り受ける者
Broker (Agent)保険仲立人(代理店)
The party via which an application for insurance is presented from prospective insured to the insurer.保険契約の申し込みにおいて、保険契約者となるべき 者と保険者との間にたつ者 (訳者注:原文でinsuredとなっているものを、文意を 勘案し、保険契約者と訳出した。)
Buyer (Debtor)買主(債務者)
The business entity to which an insured sells its goods or services被保険者が商品を販売しあるいはサービスを提供す る相手方たる商人
Client (Insured, Policy holder)顧客(被保険者、保険契約者)
Party that purchases the insurance policy and assumes responsibilities andobligations under that policy.保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者
Commission手数料
Remuneration of a party (e.g. a broker for services rendered).サービス提供の対価(例:保険仲立人の提供する役務 の対価)
Customer (Buyer, Debtor, Insured, Policy holder)顧客
Customer may refer to both the Buyer and the Insured.この用語は、買主と被保険者の両義あり「買主」および「被保険者」の項を見よ
Endorsement承認裏書
Addendum to or enhancement of the policy conditions保険契約条件の追加または増補
Facultative (re)insurance (FAC)任意再保険
(Re)insurance in respect of a particular risk instead of a portfolio of risks.危険集団ではなく特定の危険に関する再保険
Financial Guarantee金融保証
A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。
Insured (Policy holder, Client, Named insured, Primary insured)被保険者
Party that purchases the insurance policy and assumes responsibilities and obligations under the policy.保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者
Insured transaction (Insured obligation, Insured buyer obligation)被保険取引
An obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract特定の買主が被保険者に対して負う債務のうち保険 契約の担保するもの
Insurer保険者
Party offering insurance policies for premiums, an underwriter.保険料を得て保険を供与する者
Joint insurance共同保険
Insurance offered by more than one insurer for their combined account複数の保険者がその共同の顧客のために引き受ける 保険
Joint insured (Additional named insured, Co-insured)共同被保険者
A party, which together with the insured, purchases the insurance policy and assumes specified responsibilities and obligations.被保険者とともに保険を購入し、特定の責任と義務を 負担する者
Joint insurer共同保険者
Insurer offering insurance policies in cooperation with one or more insurers for their combined account.他の保険者と共同してその共同の顧客のために保険 を引き受ける保険者
Main insured主たる被保険者
Leading insured on behalf of a group of joint-insured共同被保険者集団を代表する被保険者
Main insurer幹事保険者
Leading insurer on behalf of a group of joint insurers共同保険者集団を代表する保険者
Non binding indication (NBI, Quotation non-binding, Quote non-binding)仮見積もり
An insurer's written offer of policy terms and conditions, subject to change by the insurer.契約条件の書面による提示であり将来保険者からの 変更が可能なもの
Offer of cover見積もり
Indication of conditions for cover based on information given on an application form.申込書記載情報に基づく担保条件の提示
Policy currency基準通貨
The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.).保険契約における全ての金銭にかかる行為または金 額(与信限度額、保険金の支払、費用、保険料、免責金 額など)を表示する通貨
Insurable debtors債務者
Policy holder (Insured client)保険契約者
Party that purchases the insurance policy and assumes responsibilities and obligations under the policy保険契約を締結し、保険契約上の責任と義務を負担 する者
Renewal更新
The prolongation of a policy or a credit limit after expiry of their validity or after a specified period of time.保険契約や与信限度額の有効期間の満了後または保 険契約や与信限度額にかかる特定の期間の満了後に その有効期間を延長すること
Guarantor保証人
An individual or company that gives a promise or assurance that an obligation owing from the buyer to the insured will be paid.買主の被保険者に対する債務が履行されることを保 証する個人または法人
Key debtor or cover for key debtor (Key buyer, key customer)主要買主担保契約

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