Japanese to English glossary of credit insurance terms

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UCPにおける定義のとおりAs per definition in UPC.
ある保険者が引き受けた保険に追加して引き受けら れるその保険者と同一または異なる保険者による保 険Additional coverage over a credit limit established by the same or another insurer.
この用語は、買主と被保険者の両義あり「買主」および「被保険者」の項を見よCustomer may refer to both the Buyer and the Insured.
サービス提供の対価(例:保険仲立人の提供する役務 の対価)Remuneration of a party (e.g. a broker for services rendered).
その債務に政府の保証の付されているものan entity whose commitments are guaranteed by the government.
その国の政府の名においてまたは政府のために行 為することが認められている者であり、政府自体、政 府機関、公的機関を含むAuthorised to enter into commitments in the name or on behalf of the government of its country, including the government itself, government agencies or any public sector institutions;
その日に保険上の損害が発生していたと考えられる日Date on which the insured loss is deemed to have occurred.
その金額を下回る取引額の買主は保険非対象となる 金額An amount below which buyers are not to be included in the insurance policy.
その金額を下回る金額の損害については保険金が支 払われず、被保険者の自己負担となる金額The amount below which losses do not qualify for indemnification and are to be kept by the insured for his own account.
一つもしくは幾つかの新たな支払期限を設定すること により支払期限を変更することAmending the credit terms of a debt by setting one or more new due dates.
一定条件(通常は当該保険契約における損害率)に 従い当該保険契約における利益の一定割合を被保 険者に配分することThe distribution of a percentage of the profits of the policy back to the insured according to certain conditions (usually dependent on the claim ratio of the policy).
一定条件(通常は当該保険契約における損害率)に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy).
不払い危険Non payment risk
不担保損害額Non qualifying loss (Claims threshold, NQL, Threshold)
不特定買主(裁量与信限度額内買主)Unspecified customer (DCL buyer/debtor, Unnamed buyer/debtor)
与信限度額Credit limit
与信限度額が設定されたことはないが信用力低下情 報もない買主について、(縮小率を引下げたうえで)保 険カバーを提供する旨の保険契約上の規定Policy feature that provides (a reduced percentage of) cover when no credit limit has been established on the Buyer and no adverse information is known.
与信限度額を設定する前に信用保険者が行う買主の 財務状況の審査Assessment by the credit insurer of the financial condition of buyers, prior to setting a credit limit.
両替および送金危険Conversion and transfer risk (Transfer risk)
両替危険Exchange risk
中期取引Medium-term business
主たる被保険者Main insured
主要買主担保契約Key debtor or cover for key debtor (Key buyer, key customer)
予納保険料Deposit premium
事故発生ベース保険契約Losses occurring policy
仕掛費用Costs for work in progress (Pre-invoicing expenses, Costs incurred but not billed)
他の保険者と共同してその共同の顧客のために保険 を引き受ける保険者Insurer offering insurance policies in cooperation with one or more insurers for their combined account.
代位Subrogation
代位は保険者と被保険者との間の合意なしに発生する。Subrogation occurs without any agreement between the insurer and the insured.
仮見積もりNon binding indication (NBI, Quotation non-binding, Quote non-binding)
任意再保険Facultative (re)insurance (FAC)
保証人Guarantor
保険でカバーされる買主にかかる未決済残高(一般的 には月末時点におけるもの)の明細で保険料計算を目 的とするものSpecification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation.
保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするものSpecification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation.
保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under that policy.
保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy.
保険一般用語General terms
保険事故に至った可能性の高い出来事もしくは環境、 または高い可能性で保険事故に至りうる出来事もしく は環境Any events or circumstances that have lead or may lead to a deterioration of the financial situation of a buyer.
保険事故の場合に保険者によって填補されず被保険 者が自己負担しなければならない部分The part of a loss which is not indemnified by the insurer and for which the insured must bear the loss without recourse to any other party.
保険仲立人(代理店)Broker (Agent)
保険商品購入の対価として支払われる金額The sum of money paid to buy an insurance product.
保険契約における全ての金銭にかかる行為または金 額(与信限度額、保険金の支払、費用、保険料、免責金 額など)を表示する通貨The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.).
保険契約に基づく被保険者からの損害補填請求An application by the insured for indemnification of a loss under the policy.
保険契約に基づく被保険者からの損害補填請求An application by the insured for indemnification of a loss under the policy
保険契約に規定された基準に基づき保険者の格別の 審査なしに被保険者が設定することのできる与信限 度額の上限額The amount up to which, according to given guidelines, the insured mayset a credit limit without specific review by the insurer.
保険契約の効力発生日The date on which the policy comes into force.
保険契約の申し込みにおいて、保険契約者となるべき 者と保険者との間にたつ者 (訳者注:原文でinsuredとなっているものを、文意を 勘案し、保険契約者と訳出した。)The party via which an application for insurance is presented from prospective insured to the insurer.
保険契約や与信限度額の有効期間の満了後または保 険契約や与信限度額にかかる特定の期間の満了後に その有効期間を延長することThe prolongation of a policy or a credit limit after expiry of their validity or after a specified period of time.
保険契約を締結し、保険契約上の責任と義務を負担 する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy
保険契約上、保険者による与信審査を経ずに被保険 者が与信限度額を設定することのできる買主」A buyer for which, according to given guidelines, insured may set a credit limit without specific review by the insurer.
保険契約上許容された決済期日の最長延長期間The maximum due date extension allowed under a policy.
保険契約上認められている受注日から商品船積日ま たは役務提供日までの最長期間Maximum delivery period.
保険契約上買主に認められている最長決済期間The longest credit period approved for a buyer under the policy
保険契約条件の追加または増補Addendum to or enhancement of the policy conditions
保険契約発効日Effective date (of the policy)
保険契約者Policy holder (Insured client)
保険始期または引受限度額設定時もしくは引受限度 額申込時における買主への債権額を担保範囲に含め ることInclusion of cover of amounts outstanding on buyers at the effective date of the policy or the date a credit limit applied for or established.
保険対象の各取引について保険契約の効力の発生す る日(契約日、引渡日、サービス提供日)Beginning of taking effect of the insurance (at date of order or transaction, at date of delivery or shipment, at date of completion of performance of services) for each individual trade transaction covered under the police.
保険担保Insurance cover
保険担保/金融用語および貿易用語Insurance cover/financial and export terms

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