Japanese to English glossary of credit insurance terms

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被保険者Insured (Policy holder, Client, Named insured, Primary insured)
被保険者、買主、保証人または政府による管理を超越 した自然力の出現Manifestation of a natural force that is beyond the control of the insured, buyer, guarantor or government.
被保険者からの保険金請求に、以下の事由を理由とし て応じない旨の保険者の決定The decision of the insurer not to accept a specific claim made by the insured due to
被保険者から申し込まれた与信限度額の一部のみを 引受ける趣旨のアンダーライターの決定Decision of an underwriter to not fully grant the credit limit amount applied for by the insured
被保険者から買主への与信の保全のために買主また は買主のために第三者が差し入れる資産または権利も しくは保証Assets, rights or guarantees pledged as security by the buyer or by a third party on behalf of the buyer for the extension of credit by the insured to the buyer.
被保険者が商品を販売しあるいはサービスを提供す る相手方たる商人The business entity to which an insured sells its goods or services
被保険者が被った損害に対する保険者によって填補 されず被保険者が自己負担しなければならない割合The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account.
被保険者とともに保険を購入し、特定の責任と義務を 負担する者A party, which together with the insured, purchases the insurance policy and assumes specified responsibilities and obligations.
被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before.
被保険者と同一国内に所在する買主との間の取引Transactions with buyers domiciled in the same country as the insured.
被保険者と買主との取引であって、決済期間が1年か ら3年乃至5年で、通常、支払が頭金と均等分割払い から構成されるものTransactions under which the insured provides the buyer with a credit period between 1 and 3 to 5 years in length, usually characterised by a down payment and equal instalments of payment.
被保険者と買主との取引であって、決済期間が2年以 内のものTransactions under which the insured provides the buyer with a credit period up to two years.
被保険者によって船積みされた商品の受領を買主が 拒絶することRefusal or failure of the buyer to take possession of products shipped by the insured.
被保険者による義務違反a breach of obligation by the insured;
被保険者のいわゆる焼け太りを防ぐavoid overcompensation to the insured
被保険者の全売上をカバーする信用保険(個別保険 に対する用語)A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover).
被保険者の売上高全体を担保する保険(反対語: 個別保険)Insurance of the entire sales turnover of the insured (opp. Single risk cover);
被保険者の最大級の買主のみを担保する契約(全売 上担保契約や個別契約担保契約に対する概念)(Cover for) the insured's largest buyers only (as opposed to whole turnover cover or single risk cover).
被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured.
被保険者の販売先およびサービス提供先のうちThe business entity to which an insured sells its goods or services and that is:
被保険者の販売先およびサービス提供先のうちThe entity to which an insured sells its goods or services and that is:
被保険者や買主の所在する国以外の国にかかる経済 的危険や政治的危険。通常、その国から船積みが行わ れたり、その国に商品が仕向けられたり役務が提供さ れる。Exposure to economic an political risks in a country other than the country of the insured or the buyer, usually a country through which shipments may pass or where the goods are to be delivered, or the services to be performed.
被保険者自己負担割合Co-insurance (uninsured percentage, Self insured percentage, Retention, Retained risk)
被保険者自己負担割合Uninsured percentage (Co-insurance, Retained risk, Retention, Self-insured percentage)
被保険者自己負担部分Retained risk

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