Japanese to English glossary of credit insurance terms

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保険契約における全ての金銭にかかる行為または金 額(与信限度額、保険金の支払、費用、保険料、免責金 額など)を表示する通貨The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.).
保険対象の各取引について保険契約の効力の発生す る日(契約日、引渡日、サービス提供日)Beginning of taking effect of the insurance (at date of order or transaction, at date of delivery or shipment, at date of completion of performance of services) for each individual trade transaction covered under the police.
個々の買主の能力の及ばない危険またはその責任 外となる危険the risk that a country prevents the performance of a transaction;
個別保険Single buyer cover (Single debtor/Single risk cover, Transactional cover)
売上高通知Declaration of turnover (Shipment report, Insured transactions report)
被保険取引Insured transaction (Insured obligation, Insured buyer obligation)
被保険者と同一国内に所在する買主との間の取引Transactions with buyers domiciled in the same country as the insured.
被保険者と買主との取引であって、決済期間が1年か ら3年乃至5年で、通常、支払が頭金と均等分割払い から構成されるものTransactions under which the insured provides the buyer with a credit period between 1 and 3 to 5 years in length, usually characterised by a down payment and equal instalments of payment.
被保険者と買主との取引であって、決済期間が2年以 内のものTransactions under which the insured provides the buyer with a credit period up to two years.
買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility;
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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