Japanese to English glossary of credit insurance terms

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一定条件(通常は当該保険契約における損害率)に 従い当該保険契約における利益の一定割合を被保 険者に配分することThe distribution of a percentage of the profits of the policy back to the insured according to certain conditions (usually dependent on the claim ratio of the policy).
一定条件(通常は当該保険契約における損害率)に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy).
合算比率Combined ratio
当該保険契約における損害率に応じて保険料の減額 として被保険者に供与される一定金額や一定割合An amount or percentage provided to the insured as a reduction of premium owed, depending on the claims ratio of the policy.
損害率Claims ratio
損害率と経費率を合算したものthe sum of claims ratio and underwriting expense ratio
経費率Cost ratio (Underwriting ratio, Expense ratio)

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