Japanese to English glossary of credit insurance terms

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保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under that policy.
保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy.
保険契約を締結し、保険契約上の責任と義務を負担 する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy
保険申込書上の被保険売上高の変更、信用状態の悪 化、履行遅滞発生などを保険者に通知しなければなら ないという被保険者の義務。Obligation of the insured to notify the insurer of changes of insurable turnover as indicated on the applications form for the policy, adverse information, overdue accounts.
変更不能の銀行の書面であり、書類上の不一致なき ことを条件として、人または企業に通常は書面を作 成した銀行とは異なる銀行から一定金額を限度とし て支払を受ける権利を与えるものUnalterable obligation of a bank authorising a person or company to draw money up to a specified amount, usually a third party bank, subject to documentary compliance;
支払期日までに履行されなかった買主の支払債務A buyer obligation that has not been paid by its due date
海外の買主が被保険者への支払のために外貨送金を 依頼した日から被保険者が受け取るまでの期間The period of time between when a foreign buyer applies for foreign exchange to repay its obligation to an insured and when the insured receives the fund
特定の事由によって発生する契約当事者の他の当事 者に対する条件付債務A conditional obligation of one party to another, triggered by specified events
特定の買主が被保険者に対して負う債務のうち保険 契約の担保するものAn obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract
第三者への販売または商品の使用後に売主に代金を 支払う義務を負いつつ受託者が商品を占有することPossession of goods by a consignee with the obligation to pay the supplier after the sale to a third party or when using the goods.
義務Obligations
被保険取引Insured transaction (Insured obligation, Insured buyer obligation)
被保険者とともに保険を購入し、特定の責任と義務を 負担する者A party, which together with the insured, purchases the insurance policy and assumes specified responsibilities and obligations.
被保険者による義務違反a breach of obligation by the insured;
請求書に対し買主が支払義務を履行しない危険The risk that a buyer will default on its obligation to pay an invoice
買主が契約上の(支払)債務を履行しないこと。これ は、保険契約上担保される破産や民事再生(または、 買主によるその他の支払不能)などの信用保険者にと っての損害となりうるものである。Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility;
買主の所在国通貨の他の通貨に対する変換レートの 変動危険であり、買主の債務の履行能力に影響するこ とがありうる。Fluctuation in the buyer's currency against another currency, which may affect the buyer's financial ability to pay its obligations.
買主の被保険者に対する債務が履行されることを保 証する個人または法人An individual or company that gives a promise or assurance that an obligation owing from the buyer to the insured will be paid.
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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