| Source | Target | | その金額を下回る取引額の買主は保険非対象となる 金額 | An amount below which buyers are not to be included in the insurance policy. |
| その金額を下回る金額の損害については保険金が支 払われず、被保険者の自己負担となる金額 | The amount below which losses do not qualify for indemnification and are to be kept by the insured for his own account. |
| 不払い危険 | Non payment risk |
| 不担保損害額 | Non qualifying loss (Claims threshold, NQL, Threshold) |
| 与信限度額が設定されたことはないが信用力低下情 報もない買主について、（縮小率を引下げたうえで）保 険カバーを提供する旨の保険契約上の規定 | Policy feature that provides (a reduced percentage of) cover when no credit limit has been established on the Buyer and no adverse information is known. |
| 仕掛費用 | Costs for work in progress (Pre-invoicing expenses, Costs incurred but not billed) |
| 仮見積もり | Non binding indication (NBI, Quotation non-binding, Quote non-binding) |
| 保険事故の場合に保険者によって填補されず被保険 者が自己負担しなければならない部分 | The part of a loss which is not indemnified by the insurer and for which the insured must bear the loss without recourse to any other party. |
| 保険申込書上の被保険売上高の変更、信用状態の悪 化、履行遅滞発生などを保険者に通知しなければなら ないという被保険者の義務。 | Obligation of the insured to notify the insurer of changes of insurable turnover as indicated on the applications form for the policy, adverse information, overdue accounts. |
| 保険者によって填補されず被保険者が自己負担しな ければならない金額の被保険者が被った損害額に対 する割合 | The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account. |
| 保険金請求 | Notice of claim (Claim) |
| 元受保険者の引き受けた危険ポートフォリオにかか る再保険であり、保険者と再保険者によって割合ベー スで危険が分担されるもの。超過損害額ベースではな い。 | Reinsurance in respect of a portfolio of risks insured by a primary insurer and under which the risk is shared on a percentage basis between the insurer and reinsurer, i.e. not an excess-of-loss basis. |
| 公的買主でない者 | Not a public buyer; |
| 取消不能与信限度額 | Non-cancellable limits |
| 受領拒絶 | Non acceptance of goods |
| 商品の船積み後や役務の提供後に発生する代金不払 い危険 | Risk of non-payment arising after the delivery of shipment of the goods or completion of the performance of services. |
| 支払期日までに履行されなかった買主の支払債務 | A buyer obligation that has not been paid by its due date |
| 政府が過半数の持分を保有していない者 | not majority-owned by a government. |
| 無事故戻し（優良戻し） | No claims bonus (No claims credit, Low claims bonus) |
| 私的買主の信用状況や財務状況が、非常危険として 定義される事項に因らずに悪化する危険であり、その 結果、買主の支払不能または破産が発生する。 | The risk of a deterioration in the financial situation or creditworthiness of a private buyer, resulting in payment default by or the insolvency of the buyer, not caused by circumstances or occurrences defined as political risk. |
| 船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 （参照）請求ベース保険契約および事故発生ベース 保険契約 | A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period. |
| 被保険者からの保険金請求に、以下の事由を理由とし て応じない旨の保険者の決定 | The decision of the insurer not to accept a specific claim made by the insured due to |
| 被保険者から申し込まれた与信限度額の一部のみを 引受ける趣旨のアンダーライターの決定 | Decision of an underwriter to not fully grant the credit limit amount applied for by the insured |
| 被保険者が被った損害に対する保険者によって填補 されず被保険者が自己負担しなければならない割合 | The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account. |
| 被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定 | Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before. |
| 裁量与信限度額 | Discretionary limit (DL, Discretionary credit limit, DCL, Non-vetting limit) |
| 通知義務 | Due to notify |
| 銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。 | A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services. |
