Source | Target | その日に保険上の損害が発生していたと考えられる日 | Date on which the insured loss is deemed to have occurred. |
その金額を下回る金額の損害については保険金が支 払われず、被保険者の自己負担となる金額 | The amount below which losses do not qualify for indemnification and are to be kept by the insured for his own account. |
不担保損害額 | Non qualifying loss (Claims threshold, NQL, Threshold) |
事故発生ベース保険契約 | Losses occurring policy |
保険事故の場合に保険者によって填補されず被保険 者が自己負担しなければならない部分 | The part of a loss which is not indemnified by the insurer and for which the insured must bear the loss without recourse to any other party. |
保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy. |
保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy |
保険期間中における総支払限度額 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period. |
保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period. |
保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額」 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period |
保険期間内に保険事故が発生することが損害担保の 要件とされる保険契約 (参照)請求ベース保険契約および危険開始ベース 保険契約 | A policy under which cover is conditioned upon the date of the cause of loss occurring within the policy period. |
保険者が、その日現在の損害を保険上の損害として 査定する日 | Date on which the insured loss will be assessed by the insurer |
保険者によって填補されず被保険者が自己負担しな ければならない金額の被保険者が被った損害額に対 する割合 | The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account. |
免責金額 | Each and every first loss |
切迫事故 | Imminent loss |
各事故ごとに被保険者が自己保有しなければならな い最低金額 | The minimum amount of each loss that the insured has to bear for his own account. |
小損害免責金額 | Claims threshold (Non qualifying loss, Threshold) |
引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続すること | Continuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss. |
損害の防止もしくは最小化または買主からの回収にお いて発生する費用 | The costs incurred in preventing or minimising the loss or for in collection the amount owing by the buyer. |
損害を埋め合わせること | Compensation for a loss |
損害確認日 | Date of ascertainment of loss (Date of loss) |
損害額に対する保険金の割合 | The percentage of each insured loss that is indemnified by the insurer. |
損害額に対する保険金の割合」 | The percentage of each insured loss that is indemnified by the insurer. |
損害額のうち保険金支払に先立って被保険者により 負担されなければならない金額 | The amount of loss that must be absorbed by the insured prior to indemnification under the policy |
支払期日または調停成立日を起算日とする期間であ り、その期間の満了後に保険金請求を行うことができ、 損害査定が行われる。 | The period, usually starting from the due date of payment or intervention order, after the expiry of which a claim may be submitted and the loss is assessed. |
累積免責金額 | Aggregate first loss (AFL, Policy deductible) |
船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 (参照)請求ベース保険契約および事故発生ベース 保険契約 | A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period. |
被保険者が被った損害に対する保険者によって填補 されず被保険者が自己負担しなければならない割合 | The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account. |
被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証 | Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured. |
買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン(被保険者の保険によって担保されているその 他の買主による代金不払い)と同様、信用保険事故事 由たりうる。 | Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
買主が契約上の(支払)債務を履行しないこと。これ は、保険契約上担保される破産や民事再生(または、 買主によるその他の支払不能)などの信用保険者にと っての損害となりうるものである。 | Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
超過損害額担保 | Excess of loss (XL, XoL) |