Japanese to English glossary of credit insurance terms

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その日に保険上の損害が発生していたと考えられる日Date on which the insured loss is deemed to have occurred.
その金額を下回る金額の損害については保険金が支 払われず、被保険者の自己負担となる金額The amount below which losses do not qualify for indemnification and are to be kept by the insured for his own account.
不担保損害額Non qualifying loss (Claims threshold, NQL, Threshold)
事故発生ベース保険契約Losses occurring policy
保険事故の場合に保険者によって填補されず被保険 者が自己負担しなければならない部分The part of a loss which is not indemnified by the insurer and for which the insured must bear the loss without recourse to any other party.
保険契約に基づく被保険者からの損害補填請求An application by the insured for indemnification of a loss under the policy.
保険契約に基づく被保険者からの損害補填請求An application by the insured for indemnification of a loss under the policy
保険期間中における総支払限度額Maximum amount that the insurer is liable to pay with respect to all losses during a policy period.
保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額Maximum amount that the insurer is liable to pay with respect to all losses during a policy period.
保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額」Maximum amount that the insurer is liable to pay with respect to all losses during a policy period
保険期間内に保険事故が発生することが損害担保の 要件とされる保険契約 (参照)請求ベース保険契約および危険開始ベース 保険契約A policy under which cover is conditioned upon the date of the cause of loss occurring within the policy period.
保険者が、その日現在の損害を保険上の損害として 査定する日Date on which the insured loss will be assessed by the insurer
保険者によって填補されず被保険者が自己負担しな ければならない金額の被保険者が被った損害額に対 する割合The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account.
免責金額Each and every first loss
切迫事故Imminent loss
各事故ごとに被保険者が自己保有しなければならな い最低金額The minimum amount of each loss that the insured has to bear for his own account.
小損害免責金額Claims threshold (Non qualifying loss, Threshold)
引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続することContinuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss.
損害の防止もしくは最小化または買主からの回収にお いて発生する費用The costs incurred in preventing or minimising the loss or for in collection the amount owing by the buyer.
損害を埋め合わせることCompensation for a loss
損害確認日Date of ascertainment of loss (Date of loss)
損害額に対する保険金の割合The percentage of each insured loss that is indemnified by the insurer.
損害額に対する保険金の割合」The percentage of each insured loss that is indemnified by the insurer.
損害額のうち保険金支払に先立って被保険者により 負担されなければならない金額The amount of loss that must be absorbed by the insured prior to indemnification under the policy
支払期日または調停成立日を起算日とする期間であ り、その期間の満了後に保険金請求を行うことができ、 損害査定が行われる。The period, usually starting from the due date of payment or intervention order, after the expiry of which a claim may be submitted and the loss is assessed.
累積免責金額Aggregate first loss (AFL, Policy deductible)
船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 (参照)請求ベース保険契約および事故発生ベース 保険契約A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period.
被保険者が被った損害に対する保険者によって填補 されず被保険者が自己負担しなければならない割合The percentage of each insured loss that is not indemnified by the insurer and that the insured has to bear for its own account.
被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured.
買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン(被保険者の保険によって担保されているその 他の買主による代金不払い)と同様、信用保険事故事 由たりうる。Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主が契約上の(支払)債務を履行しないこと。これ は、保険契約上担保される破産や民事再生(または、 買主によるその他の支払不能)などの信用保険者にと っての損害となりうるものである。Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
超過損害額担保Excess of loss (XL, XoL)

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