TTMEM - Japanese to English glossary of credit insurance terms

Japanese to English glossary of credit insurance terms

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Source	Target
売買契約にて合意された原決済期間の延長を認めること	Granting of a credit term longer than originally agreed upon in the sales contract.
被保険者から申し込まれた与信限度額の一部のみを引受ける趣旨のアンダーライターの決定	Decision of an underwriter to not fully grant the credit limit amount applied for by the insured
銀行、与信機関、金融機関、金融業者によって、支払や融資金の返済に関し、個人もしくは法人のために認められたまたは発行もしくは実行されたあらゆる形式の融資や個人ローンやリース手段に関する金融債務を担保する保証証券や保証や確約や保険、換言すれば、資金調達手段や融資保証を主目的とする契約や協定の総称この定義の目的は、商品や役務の供給という取引行為に関して生ずるのではない金融債務のために保険カバーを提供することを避けることにある。	A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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