Japanese to English glossary of credit insurance terms

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保険契約の申し込みにおいて、保険契約者となるべき 者と保険者との間にたつ者 (訳者注:原文でinsuredとなっているものを、文意を 勘案し、保険契約者と訳出した。)The party via which an application for insurance is presented from prospective insured to the insurer.
保険金支払前後を問わず買主または第三者から受け 取った金額Proceeds received from the buyer or a third party, whether before or after a claim has been indemnified.
債務者の債務を免除することRelieve a party from a financial commitment.
債務者所在国の銀行に債務者から支払われた金員 の送金が被保険者の所在国以外に発生した事由に より阻止されたり遅延する危険political risk resulting from an event outside the insured's country preventing or delaying the transfer of funds paid by the debtor to a local bank.
取引契約内容の実現が不可能であることAn arbitrary withdrawal of a party from its duties and responsibilities imposed by a contract.
夫々の事故において被保険者の負担として損害額か ら控除されるべき金額Amount to be deducted from each claim payment to be kept for the account of the insured.
支払期日または調停成立日を起算日とする期間であ り、その期間の満了後に保険金請求を行うことができ、 損害査定が行われる。The period, usually starting from the due date of payment or intervention order, after the expiry of which a claim may be submitted and the loss is assessed.
特定の買主が被保険者に対して負う債務のうち保険 契約の担保するものAn obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract
買主から回収を行うことができるpossibly recover the indemnified amount from the buyer
買主が決済期日や延長された決済期日を起算日とす る予め定められた期間内に契約上の債務を履行しな いことFailure by a buyer to pay the contractual debt within a pre-defined period calculated from the due date of the debt.
買主の被保険者に対する債務が履行されることを保 証する個人または法人An individual or company that gives a promise or assurance that an obligation owing from the buyer to the insured will be paid.
買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit.
買主所在国の通貨以外の決済通貨での支払を受け る事前の法律的権利が買主所在国の政府により無 効とされる危険The risk of revocation by the buyer's government of the buyer's pre-existing legal right to make payment in an invoiced currency that is different from the currency of the buyer country, at any rate of exchange;
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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