| Source | Target | | ある保険者が引き受けた保険に追加して引き受けら れるその保険者と同一または異なる保険者による保 険 | Additional coverage over a credit limit established by the same or another insurer. |
| 与信限度額が設定されたことはないが信用力低下情 報もない買主について、（縮小率を引下げたうえで）保 険カバーを提供する旨の保険契約上の規定 | Policy feature that provides (a reduced percentage of) cover when no credit limit has been established on the Buyer and no adverse information is known. |
| 主要買主担保契約 | Key debtor or cover for key debtor (Key buyer, key customer) |
| 保険でカバーされる買主にかかる未決済残高（一般的 には月末時点におけるもの）の明細で保険料計算を目 的とするもの | Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. |
| 保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの | Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. |
| 保険始期または引受限度額設定時もしくは引受限度 額申込時における買主への債権額を担保範囲に含め ること | Inclusion of cover of amounts outstanding on buyers at the effective date of the policy or the date a credit limit applied for or established. |
| 保険対象の各取引について保険契約の効力の発生す る日（契約日、引渡日、サービス提供日） | Beginning of taking effect of the insurance (at date of order or transaction, at date of delivery or shipment, at date of completion of performance of services) for each individual trade transaction covered under the police. |
| 保険担保 | Insurance cover |
| 保険担保/金融用語および貿易用語 | Insurance cover/financial and export terms |
| 保険期間中になされた保険金請求をカバーする保険 契約（参照）事故発生ベース保険契約および危険開始ベ ース保険契約 | Policy, which covers applications for indemnification made during the policy term. |
| 保険期間中有効であり保険者によって取消すことのできない与信限度額。ただし、格付けの低下 支払遅延 等のあらかじめ約定された一定の事態の発生により自 動的に失効する。 | Credit limits which remain valid for the duration of the policy period and cannot be cancelled by the insurer. Cover, however, may be automatically deactivated on the occurrence of certain defined events, e.g. rating downgrade, overdue payments etc. |
| 保険期間内に保険事故が発生することが損害担保の 要件とされる保険契約 （参照）請求ベース保険契約および危険開始ベース 保険契約 | A policy under which cover is conditioned upon the date of the cause of loss occurring within the policy period. |
| 保険責任開始日（取引日） | Commencement of cover (Transaction date) |
| 個別保険 | Single buyer cover (Single debtor/Single risk cover, Transactional cover) |
| 初取引担保 | Blind cover |
| 初取引担保 | First order cover (First sale clause) |
| 単一買主にかかる全ての販売または単一買主にかか る一個の契約を担保する保険（包括保険に対する用 語） | Cover for all sales to one debtor or for single contract with one debtor (as opposed to whole turnover and key buyer). |
| 即時担保 | Run-in cover |
| 国別担保条件 | Country cover conditions |
| 填補率 | Covered percentage (Insured percentage, Percentage of cover, Guaranteed percentage) |
| 填補率 | Percentage of cover (Insuredpercentage, Guaranteed percentage, Covered percentage) |
| 引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続すること | Continuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss. |
| 支払拒絶 | Repudiation (of cover) |
| 残存責任 | Run off cover |
| 特定の国にかかる債務を引き受けるに際し保険者が 課す条件 | Terms of coverage imposed by the insurer for its acceptance of cover on (buyers in) a particular country |
| 申込書記載情報に基づく担保条件の提示 | Indication of conditions for cover based on information given on an application form. |
| 総合担保 | Comprehensive cover |
| 船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 （参照）請求ベース保険契約および事故発生ベース 保険契約 | A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period. |
| 被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定 | Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before. |
| 被保険者の全売上をカバーする信用保険（個別保険 に対する用語） | A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover). |
| 被保険者の売上高全体を担保する保険（反対語： 個別保険） | Insurance of the entire sales turnover of the insured (opp. Single risk cover); |
| 被保険者の最大級の買主のみを担保する契約（全売 上担保契約や個別契約担保契約に対する概念） | (Cover for) the insured's largest buyers only (as opposed to whole turnover cover or single risk cover). |
| 被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証 | Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured. |
| 見積もり | Offer of cover |
| 請求の基礎となる危険がその保険契約上非対象で あること | the underlying risk being outside the scope of coverage under the respective policy |
| 買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン（被保険者の保険によって担保されているその 他の買主による代金不払い）と同様、信用保険事故事 由たりうる。 | Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主が契約上の（支払）債務を履行しないこと。これ は、保険契約上担保される破産や民事再生（または、 買主によるその他の支払不能）などの信用保険者にと っての損害となりうるものである。 | Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主ごと、国ごとまたは保険契約ごともしくは全保険 契約についての保険者の総引受金額 | Total amount underwritten by the insurer as cover on a buyer, a country or under a policy or all policies. |
| 追加担保 | Top-up cover (Excess insurance) |
| 銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。 | A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services. |
