Japanese to English glossary of credit insurance terms

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単一買主にかかる全ての販売または単一買主にかか る一個の契約を担保する保険(包括保険に対する用 語)Cover for all sales to one debtor or for single contract with one debtor (as opposed to whole turnover and key buyer).
取引契約内容の実現が不可能であることAn arbitrary withdrawal of a party from its duties and responsibilities imposed by a contract.
売主が代金全額を受領するまでは売主は商品の所有 権を留保するという売買契約上の条件Condition in a sales contract which reserves the right of product ownership to the seller until the seller has received full payment.
売買契約にて合意された原決済期間の延長を認める ことGranting of a credit term longer than originally agreed upon in the sales contract.
売買契約に規定された場所で売買契約に規定された 条件どおりに買主またはその代理人が商品を利用で きる状態におくことMaking the goods available to the buyer or any person acting on his behalf at the place and on the terms specified in the sales contract.
契約上課せられた義務や責任を恣意的に履行しない ことImpossibility to perform a trade contract.
契約目的達成不能Contract frustration
履行拒絶Contract repudiation
延長特約Binding order (Pending order, Binding contracts)
特定の買主が被保険者に対して負う債務のうち保険 契約の担保するものAn obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract
船積前危険Contract risk (Pre-credit risk, Pre-shipment risk, Work in process)
買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン(被保険者の保険によって担保されているその 他の買主による代金不払い)と同様、信用保険事故事 由たりうる。Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主が売買契約または請求書に基づき支払を行わな ければならない期限Date by which the buyer must pay its debt according to the sales contract or invoice.
買主が契約上の(支払)債務を履行しないこと。これ は、保険契約上担保される破産や民事再生(または、 買主によるその他の支払不能)などの信用保険者にと っての損害となりうるものである。Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主が決済期日や延長された決済期日を起算日とす る予め定められた期間内に契約上の債務を履行しな いことFailure by a buyer to pay the contractual debt within a pre-defined period calculated from the due date of the debt.
買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit.
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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