| Source | Target | | この用語は、買主と被保険者の両義あり「買主」および「被保険者」の項を見よ | Customer may refer to both the Buyer and the Insured. |
| その金額を下回る取引額の買主は保険非対象となる 金額 | An amount below which buyers are not to be included in the insurance policy. |
| 不特定買主（裁量与信限度額内買主） | Unspecified customer (DCL buyer/debtor, Unnamed buyer/debtor) |
| 与信限度額が設定されたことはないが信用力低下情 報もない買主について、（縮小率を引下げたうえで）保 険カバーを提供する旨の保険契約上の規定 | Policy feature that provides (a reduced percentage of) cover when no credit limit has been established on the Buyer and no adverse information is known. |
| 与信限度額を設定する前に信用保険者が行う買主の 財務状況の審査 | Assessment by the credit insurer of the financial condition of buyers, prior to setting a credit limit. |
| 主要買主担保契約 | Key debtor or cover for key debtor (Key buyer, key customer) |
| 保険でカバーされる買主にかかる未決済残高（一般的 には月末時点におけるもの）の明細で保険料計算を目 的とするもの | Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. |
| 保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの | Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. |
| 保険事故に至った可能性の高い出来事もしくは環境、 または高い可能性で保険事故に至りうる出来事もしく は環境 | Any events or circumstances that have lead or may lead to a deterioration of the financial situation of a buyer. |
| 保険商品購入の対価として支払われる金額 | The sum of money paid to buy an insurance product. |
| 保険契約上、保険者による与信審査を経ずに被保険 者が与信限度額を設定することのできる買主」 | A buyer for which, according to given guidelines, insured may set a credit limit without specific review by the insurer. |
| 保険契約上買主に認められている最長決済期間 | The longest credit period approved for a buyer under the policy |
| 保険始期または引受限度額設定時もしくは引受限度 額申込時における買主への債権額を担保範囲に含め ること | Inclusion of cover of amounts outstanding on buyers at the effective date of the policy or the date a credit limit applied for or established. |
| 保険者が承認または認定する最大与信額であり買主 ごとに設定されるもの （訳者注---Credit limitは、保険者の負担額と被 保険者の負担額を合算した金額として表示される。例えば、 Credit limit （与信限度 額）１００万円、縮小率８０＆の場合、保険者の支払限度額は８０万円である。） | The maximum exposure specifically approved or otherwise authorised by the insurer in respect of a buyer. |
| 保険金支払前後を問わず買主または第三者から受け 取った金額 | Proceeds received from the buyer or a third party, whether before or after a claim has been indemnified. |
| 個別保険 | Single buyer cover (Single debtor/Single risk cover, Transactional cover) |
| 債務者が商品引渡しや役務提供前に倒産するという 信用危険および商品生産や役務提供を妨げるという ような非常危険 | The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service |
| 債務者や債務者の所在する国の財務状況または信用力 の低下をもたらしたまたはもたらす可能性のある事件ま たは環境 | Events or circumstances that have led or may lead to a deterioration of the financial situation or creditworthiness of a buyer. |
| 公的買主 | Public buyer (Government buyers, Government debtors) |
| 公的買主でない者 | Not a public buyer; |
| 単一買主にかかる全ての販売または単一買主にかか る一個の契約を担保する保険（包括保険に対する用 語） | Cover for all sales to one debtor or for single contract with one debtor (as opposed to whole turnover and key buyer). |
| 商品の引渡しもしくは船積みまたは役務の提供以前に 買主が倒産するという信用危険。または、商品製造や 役務提供を妨げる非常危険 | The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service. |
| 商用以外の目的で商品を購入したりサービスを享受 する者 | A person who buys goods or services for a purpose other than the purpose of his professional activity. |
| 国家が取引の履行を妨げるという危険 買主がその所在国で支払った金銭を国家が被保険 者の所在国に送金しないという危険 | the risk that a country remains in default to transfer to the country of the insured the moneys paid by buyers domiciled in that country. |
| 売買契約に規定された場所で売買契約に規定された 条件どおりに買主またはその代理人が商品を利用で きる状態におくこと | Making the goods available to the buyer or any person acting on his behalf at the place and on the terms specified in the sales contract. |
| 外国所在買主への販売にかかる信用危険を担保する 保険 | Insurance of credit risk related to the sale of goods to buyers in another country |
| 引き渡された商品や提供された役務の支払のため に被保険者が買主に与える期間 | the period of time provided by the insured to the buyer for repayment of delivered goods or services. |
| 損害の防止もしくは最小化または買主からの回収にお いて発生する費用 | The costs incurred in preventing or minimising the loss or for in collection the amount owing by the buyer. |
| 支払期日までに履行されなかった買主の支払債務 | A buyer obligation that has not been paid by its due date |
| 民間買主 | Private buyer (Private debtor) |
| 海外の買主が被保険者への支払のために外貨送金を 依頼した日から被保険者が受け取るまでの期間 | The period of time between when a foreign buyer applies for foreign exchange to repay its obligation to an insured and when the insured receives the fund |
| 特定の買主が被保険者に対して負う債務のうち保険 契約の担保するもの | An obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract |
| 私的買主の信用状況や財務状況が、非常危険として 定義される事項に因らずに悪化する危険であり、その 結果、買主の支払不能または破産が発生する。 | The risk of a deterioration in the financial situation or creditworthiness of a private buyer, resulting in payment default by or the insolvency of the buyer, not caused by circumstances or occurrences defined as political risk. |
| 被保険取引 | Insured transaction (Insured obligation, Insured buyer obligation) |
| 被保険者、買主、保証人または政府による管理を超越 した自然力の出現 | Manifestation of a natural force that is beyond the control of the insured, buyer, guarantor or government. |
| 被保険者から買主への与信の保全のために買主また は買主のために第三者が差し入れる資産または権利も しくは保証 | Assets, rights or guarantees pledged as security by the buyer or by a third party on behalf of the buyer for the extension of credit by the insured to the buyer. |
| 被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定 | Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before. |
| 被保険者と同一国内に所在する買主との間の取引 | Transactions with buyers domiciled in the same country as the insured. |
| 被保険者と買主との取引であって、決済期間が１年か ら３年乃至５年で、通常、支払が頭金と均等分割払い から構成されるもの | Transactions under which the insured provides the buyer with a credit period between 1 and 3 to 5 years in length, usually characterised by a down payment and equal instalments of payment. |
| 被保険者と買主との取引であって、決済期間が２年以 内のもの | Transactions under which the insured provides the buyer with a credit period up to two years. |
| 被保険者によって船積みされた商品の受領を買主が 拒絶すること | Refusal or failure of the buyer to take possession of products shipped by the insured. |
| 被保険者の全売上をカバーする信用保険（個別保険 に対する用語） | A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover). |
| 被保険者の最大級の買主のみを担保する契約（全売 上担保契約や個別契約担保契約に対する概念） | (Cover for) the insured's largest buyers only (as opposed to whole turnover cover or single risk cover). |
| 被保険者や買主の所在する国以外の国にかかる経済 的危険や政治的危険。通常、その国から船積みが行わ れたり、その国に商品が仕向けられたり役務が提供さ れる。 | Exposure to economic an political risks in a country other than the country of the insured or the buyer, usually a country through which shipments may pass or where the goods are to be delivered, or the services to be performed. |
| 請求書に対し買主が支払義務を履行しない危険 | The risk that a buyer will default on its obligation to pay an invoice |
| 買主（債務者） | Buyer (Debtor) |
| 買主から回収を行うことができる | possibly recover the indemnified amount from the buyer |
| 買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン（被保険者の保険によって担保されているその 他の買主による代金不払い）と同様、信用保険事故事 由たりうる。 | Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主が売買契約または請求書に基づき支払を行わな ければならない期限 | Date by which the buyer must pay its debt according to the sales contract or invoice. |
| 買主が契約上の（支払）債務を履行しないこと。これ は、保険契約上担保される破産や民事再生（または、 買主によるその他の支払不能）などの信用保険者にと っての損害となりうるものである。 | Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主が決済期日や延長された決済期日を起算日とす る予め定められた期間内に契約上の債務を履行しな いこと | Failure by a buyer to pay the contractual debt within a pre-defined period calculated from the due date of the debt. |
| 買主ごと、国ごとまたは保険契約ごともしくは全保険 契約についての保険者の総引受金額 | Total amount underwritten by the insurer as cover on a buyer, a country or under a policy or all policies. |
| 買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険 | The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility; |
| 買主によって注文された商品を買主に送る経路にの せること | The placement en route to the buyer of the goods ordered by the buyer. |
| 買主の不履行による被保険者への保険金支払に際 し、保険者が被保険者の地位に着き、その被保険者が 有している買主に対する全ての権利および救済手段 を引受けること。これらの権利や救済手段の行使によ り、保険者は、 | Upon payment or indemnification of a claim to the insured caused by a failure of the buyer, the insurer steps into the insured's position and assumes all rights and remedies of the insured against the buyer. By executing these rights and remedies the insurer can; |
| 買主の信用力を評価するために収集した信用情報に 要する費用に対応する被保険者の負担額 | Contribution to the costs of credit information gathered for the assessment of the buyer risk. |
| 買主の所在国通貨の他の通貨に対する変換レートの 変動危険であり、買主の債務の履行能力に影響するこ とがありうる。 | Fluctuation in the buyer's currency against another currency, which may affect the buyer's financial ability to pay its obligations. |
| 買主の被保険者に対する債務が履行されることを保 証する個人または法人 | An individual or company that gives a promise or assurance that an obligation owing from the buyer to the insured will be paid. |
| 買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。 | Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit. |
| 買主の資産と業務が裁判所または裁判所が法律に基 づき任命した人や機関の管理下に入る法的手続きで あり、買主の更生もしくは清算または買主の債務の繰 延べを目的とするもの | A judicial or administrative procedure whereby the assets and affairs of the buyer are made subject to control or supervision by the court or a person or body appointed by the court or by law, for the purpose of reorganisation or liquidation of the buyer or of the rescheduling, settlement or suspension of payment of its debts. |
