Japanese to English glossary of credit insurance terms

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その国の政府の名においてまたは政府のために行 為することが認められている者であり、政府自体、政 府機関、公的機関を含むAuthorised to enter into commitments in the name or on behalf of the government of its country, including the government itself, government agencies or any public sector institutions;
代位は保険者と被保険者との間の合意なしに発生する。Subrogation occurs without any agreement between the insurer and the insured.
保険事故に至った可能性の高い出来事もしくは環境、 または高い可能性で保険事故に至りうる出来事もしく は環境Any events or circumstances that have lead or may lead to a deterioration of the financial situation of a buyer.
保険事故の場合に保険者によって填補されず被保険 者が自己負担しなければならない部分The part of a loss which is not indemnified by the insurer and for which the insured must bear the loss without recourse to any other party.
債務者が商品引渡しや役務提供前に倒産するという 信用危険および商品生産や役務提供を妨げるという ような非常危険The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service
商品の引渡しもしくは船積みまたは役務の提供以前に 買主が倒産するという信用危険。または、商品製造や 役務提供を妨げる非常危険The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service.
売買契約に規定された場所で売買契約に規定された 条件どおりに買主またはその代理人が商品を利用で きる状態におくことMaking the goods available to the buyer or any person acting on his behalf at the place and on the terms specified in the sales contract.
買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン(被保険者の保険によって担保されているその 他の買主による代金不払い)と同様、信用保険事故事 由たりうる。Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主が契約上の(支払)債務を履行しないこと。これ は、保険契約上担保される破産や民事再生(または、 買主によるその他の支払不能)などの信用保険者にと っての損害となりうるものである。Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy.
買主所在国の通貨以外の決済通貨での支払を受け る事前の法律的権利が買主所在国の政府により無 効とされる危険The risk of revocation by the buyer's government of the buyer's pre-existing legal right to make payment in an invoiced currency that is different from the currency of the buyer country, at any rate of exchange;
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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