| Source | Target | | 保険でカバーされる買主にかかる未決済残高（一般的 には月末時点におけるもの）の明細で保険料計算を目 的とするもの | Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. |
| 保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの | Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. |
| 保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under that policy. |
| 保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under the policy. |
| 保険契約における全ての金銭にかかる行為または金 額（与信限度額、保険金の支払、費用、保険料、免責金 額など）を表示する通貨 | The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.). |
| 保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy. |
| 保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy |
| 保険契約を締結し、保険契約上の責任と義務を負担 する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under the policy |
| 保険契約上許容された決済期日の最長延長期間 | The maximum due date extension allowed under a policy. |
| 保険契約上買主に認められている最長決済期間 | The longest credit period approved for a buyer under the policy |
| 保険対象の各取引について保険契約の効力の発生す る日（契約日、引渡日、サービス提供日） | Beginning of taking effect of the insurance (at date of order or transaction, at date of delivery or shipment, at date of completion of performance of services) for each individual trade transaction covered under the police. |
| 保険料を得て保険を供与する者 | Party offering insurance policies for premiums, an underwriter. |
| 保険期間内に保険事故が発生することが損害担保の 要件とされる保険契約 （参照）請求ベース保険契約および危険開始ベース 保険契約 | A policy under which cover is conditioned upon the date of the cause of loss occurring within the policy period. |
| 保険金請求権を（被保険者から）譲り受ける者 | Party to whom is transferred (by authorisation or the insured) the legal rights to a claim payment under a policy. |
| 信用審査 | Credit underwriting |
| 信用情報費用を含む引受経費の金額を経過保険料と 保険料関連収入の合算額で除したもの | The sum of underwriting expenses, including cost for credit information, divided by the sum of earned premium, including premium-related revenue. |
| 元受保険者の引き受けた危険ポートフォリオにかか る再保険であり、保険者と再保険者によって割合ベー スで危険が分担されるもの。超過損害額ベースではな い。 | Reinsurance in respect of a portfolio of risks insured by a primary insurer and under which the risk is shared on a percentage basis between the insurer and reinsurer, i.e. not an excess-of-loss basis. |
| 損害率と経費率を合算したもの | the sum of claims ratio and underwriting expense ratio |
| 損害額のうち保険金支払に先立って被保険者により 負担されなければならない金額 | The amount of loss that must be absorbed by the insured prior to indemnification under the policy |
| 支払保険金と付帯費用と信用情報費用を含む引 受経費の合算額を経過保険料と保険料関連収入の合 算額で除したもの | The sum of claims payments, claims expenses and underwriting expenses, including cost for credit information, divided by the sum of earned premium and premium related revenue; |
| 船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 （参照）請求ベース保険契約および事故発生ベース 保険契約 | A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period. |
| 被保険者から申し込まれた与信限度額の一部のみを 引受ける趣旨のアンダーライターの決定 | Decision of an underwriter to not fully grant the credit limit amount applied for by the insured |
| 被保険者と買主との取引であって、決済期間が１年か ら３年乃至５年で、通常、支払が頭金と均等分割払い から構成されるもの | Transactions under which the insured provides the buyer with a credit period between 1 and 3 to 5 years in length, usually characterised by a down payment and equal instalments of payment. |
| 被保険者と買主との取引であって、決済期間が２年以 内のもの | Transactions under which the insured provides the buyer with a credit period up to two years. |
| 請求の基礎となる危険がその保険契約上非対象で あること | the underlying risk being outside the scope of coverage under the respective policy |
| 買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン（被保険者の保険によって担保されているその 他の買主による代金不払い）と同様、信用保険事故事 由たりうる。 | Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主が契約上の（支払）債務を履行しないこと。これ は、保険契約上担保される破産や民事再生（または、 買主によるその他の支払不能）などの信用保険者にと っての損害となりうるものである。 | Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主ごと、国ごとまたは保険契約ごともしくは全保険 契約についての保険者の総引受金額 | Total amount underwritten by the insurer as cover on a buyer, a country or under a policy or all policies. |
| 買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。 | Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit. |
| 銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。 | A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services. |
