Source | Target | 不払い危険 | Non payment risk |
両替および送金危険 | Conversion and transfer risk (Transfer risk) |
両替危険 | Exchange risk |
信用危険 | Commercial risk |
信用危険と非常危険の双方を担保する保険 | insurance for both commercial and political risks. |
個々の買主の能力の及ばない危険またはその責任 外となる危険 | the risk that a country prevents the performance of a transaction; |
個別保険 | Single buyer cover (Single debtor/Single risk cover, Transactional cover) |
債務者が商品引渡しや役務提供前に倒産するという 信用危険および商品生産や役務提供を妨げるという ような非常危険 | The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service |
債務者所在国の銀行に債務者から支払われた金員 の送金が被保険者の所在国以外に発生した事由に より阻止されたり遅延する危険 | political risk resulting from an event outside the insured's country preventing or delaying the transfer of funds paid by the debtor to a local bank. |
元受保険者の引き受けた危険ポートフォリオにかか る再保険であり、保険者と再保険者によって割合ベー スで危険が分担されるもの。超過損害額ベースではな い。 | Reinsurance in respect of a portfolio of risks insured by a primary insurer and under which the risk is shared on a percentage basis between the insurer and reinsurer, i.e. not an excess-of-loss basis. |
危険開始ベース保険契約 | Risks attaching policy |
危険集団ではなく特定の危険に関する再保険 | (Re)insurance in respect of a particular risk instead of a portfolio of risks. |
商品の引渡しもしくは船積みまたは役務の提供以前に 買主が倒産するという信用危険。または、商品製造や 役務提供を妨げる非常危険 | The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service. |
商品の船積み後や役務の提供後に発生する代金不払 い危険 | Risk of non-payment arising after the delivery of shipment of the goods or completion of the performance of services. |
国家が取引の履行を妨げるという危険 買主がその所在国で支払った金銭を国家が被保険 者の所在国に送金しないという危険 | the risk that a country remains in default to transfer to the country of the insured the moneys paid by buyers domiciled in that country. |
国格付け | Country rating (Country rank, Country risk classification) |
外国所在買主への販売にかかる信用危険を担保する 保険 | Insurance of credit risk related to the sale of goods to buyers in another country |
引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続すること | Continuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss. |
最長船積期間 | Maximum pre-credit risk period |
私的買主の信用状況や財務状況が、非常危険として 定義される事項に因らずに悪化する危険であり、その 結果、買主の支払不能または破産が発生する。 | The risk of a deterioration in the financial situation or creditworthiness of a private buyer, resulting in payment default by or the insolvency of the buyer, not caused by circumstances or occurrences defined as political risk. |
第三国危険 | Third country risk |
船積前危険 | Contract risk (Pre-credit risk, Pre-shipment risk, Work in process) |
船積前危険 | Pre-credit risk (Contract risk, Pre-shipment risk, Work in process) |
船積後危険 | Post-shipment risk |
被保険危険 | Insured risks |
被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定 | Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before. |
被保険者の全売上をカバーする信用保険(個別保険 に対する用語) | A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover). |
被保険者の売上高全体を担保する保険(反対語: 個別保険) | Insurance of the entire sales turnover of the insured (opp. Single risk cover); |
被保険者の最大級の買主のみを担保する契約(全売 上担保契約や個別契約担保契約に対する概念) | (Cover for) the insured's largest buyers only (as opposed to whole turnover cover or single risk cover). |
被保険者や買主の所在する国以外の国にかかる経済 的危険や政治的危険。通常、その国から船積みが行わ れたり、その国に商品が仕向けられたり役務が提供さ れる。 | Exposure to economic an political risks in a country other than the country of the insured or the buyer, usually a country through which shipments may pass or where the goods are to be delivered, or the services to be performed. |
被保険者自己負担割合 | Co-insurance (uninsured percentage, Self insured percentage, Retention, Retained risk) |
被保険者自己負担割合 | Uninsured percentage (Co-insurance, Retained risk, Retention, Self-insured percentage) |
被保険者自己負担部分 | Retained risk |
請求の基礎となる危険がその保険契約上非対象で あること | the underlying risk being outside the scope of coverage under the respective policy |
請求書に対し買主が支払義務を履行しない危険 | The risk that a buyer will default on its obligation to pay an invoice |
買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険 | The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility; |
買主の信用力を評価するために収集した信用情報に 要する費用に対応する被保険者の負担額 | Contribution to the costs of credit information gathered for the assessment of the buyer risk. |
買主所在国の通貨以外の決済通貨での支払を受け る事前の法律的権利が買主所在国の政府により無 効とされる危険 | The risk of revocation by the buyer's government of the buyer's pre-existing legal right to make payment in an invoiced currency that is different from the currency of the buyer country, at any rate of exchange; |
非常危険 | Political risk (Country risk) |