Japanese to English glossary of credit insurance terms

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SourceTarget
不払い危険Non payment risk
両替および送金危険Conversion and transfer risk (Transfer risk)
両替危険Exchange risk
信用危険Commercial risk
信用危険と非常危険の双方を担保する保険insurance for both commercial and political risks.
個々の買主の能力の及ばない危険またはその責任 外となる危険the risk that a country prevents the performance of a transaction;
個別保険Single buyer cover (Single debtor/Single risk cover, Transactional cover)
債務者が商品引渡しや役務提供前に倒産するという 信用危険および商品生産や役務提供を妨げるという ような非常危険The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service
債務者所在国の銀行に債務者から支払われた金員 の送金が被保険者の所在国以外に発生した事由に より阻止されたり遅延する危険political risk resulting from an event outside the insured's country preventing or delaying the transfer of funds paid by the debtor to a local bank.
元受保険者の引き受けた危険ポートフォリオにかか る再保険であり、保険者と再保険者によって割合ベー スで危険が分担されるもの。超過損害額ベースではな い。Reinsurance in respect of a portfolio of risks insured by a primary insurer and under which the risk is shared on a percentage basis between the insurer and reinsurer, i.e. not an excess-of-loss basis.
危険開始ベース保険契約Risks attaching policy
危険集団ではなく特定の危険に関する再保険(Re)insurance in respect of a particular risk instead of a portfolio of risks.
商品の引渡しもしくは船積みまたは役務の提供以前に 買主が倒産するという信用危険。または、商品製造や 役務提供を妨げる非常危険The commercial risk of insolvency of a buyer before delivery or shipment of the goods or performance of a service, and/or the political risk of any interruption of the manufacturing of the goods or performance of a service.
商品の船積み後や役務の提供後に発生する代金不払 い危険Risk of non-payment arising after the delivery of shipment of the goods or completion of the performance of services.
国家が取引の履行を妨げるという危険 買主がその所在国で支払った金銭を国家が被保険 者の所在国に送金しないという危険the risk that a country remains in default to transfer to the country of the insured the moneys paid by buyers domiciled in that country.
国格付けCountry rating (Country rank, Country risk classification)
外国所在買主への販売にかかる信用危険を担保する 保険Insurance of credit risk related to the sale of goods to buyers in another country
引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続することContinuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss.
最長船積期間Maximum pre-credit risk period
私的買主の信用状況や財務状況が、非常危険として 定義される事項に因らずに悪化する危険であり、その 結果、買主の支払不能または破産が発生する。The risk of a deterioration in the financial situation or creditworthiness of a private buyer, resulting in payment default by or the insolvency of the buyer, not caused by circumstances or occurrences defined as political risk.
第三国危険Third country risk
船積前危険Contract risk (Pre-credit risk, Pre-shipment risk, Work in process)
船積前危険Pre-credit risk (Contract risk, Pre-shipment risk, Work in process)
船積後危険Post-shipment risk
被保険危険Insured risks
被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before.
被保険者の全売上をカバーする信用保険(個別保険 に対する用語)A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover).
被保険者の売上高全体を担保する保険(反対語: 個別保険)Insurance of the entire sales turnover of the insured (opp. Single risk cover);
被保険者の最大級の買主のみを担保する契約(全売 上担保契約や個別契約担保契約に対する概念)(Cover for) the insured's largest buyers only (as opposed to whole turnover cover or single risk cover).
被保険者や買主の所在する国以外の国にかかる経済 的危険や政治的危険。通常、その国から船積みが行わ れたり、その国に商品が仕向けられたり役務が提供さ れる。Exposure to economic an political risks in a country other than the country of the insured or the buyer, usually a country through which shipments may pass or where the goods are to be delivered, or the services to be performed.
被保険者自己負担割合Co-insurance (uninsured percentage, Self insured percentage, Retention, Retained risk)
被保険者自己負担割合Uninsured percentage (Co-insurance, Retained risk, Retention, Self-insured percentage)
被保険者自己負担部分Retained risk
請求の基礎となる危険がその保険契約上非対象で あることthe underlying risk being outside the scope of coverage under the respective policy
請求書に対し買主が支払義務を履行しない危険The risk that a buyer will default on its obligation to pay an invoice
買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility;
買主の信用力を評価するために収集した信用情報に 要する費用に対応する被保険者の負担額Contribution to the costs of credit information gathered for the assessment of the buyer risk.
買主所在国の通貨以外の決済通貨での支払を受け る事前の法律的権利が買主所在国の政府により無 効とされる危険The risk of revocation by the buyer's government of the buyer's pre-existing legal right to make payment in an invoiced currency that is different from the currency of the buyer country, at any rate of exchange;
非常危険Political risk (Country risk)

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