Japanese to English glossary of credit insurance terms

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一定条件(通常は当該保険契約における損害率)に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy).
予納保険料Deposit premium
保険でカバーされる買主にかかる未決済残高(一般的 には月末時点におけるもの)の明細で保険料計算を目 的とするものSpecification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation.
保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするものSpecification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation.
保険契約における全ての金銭にかかる行為または金 額(与信限度額、保険金の支払、費用、保険料、免責金 額など)を表示する通貨The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.).
保険料Premium
保険料/手数料Premium, fees
保険料の前払いであり売上高や未決済残高の申告に よって調整されるべきもの(Instalments of) premium paid in advance, to be adjusted upon receipt of the declaration of turnover or outstanding balances.
保険料を得て保険を供与する者Party offering insurance policies for premiums, an underwriter.
信用情報費用を含む引受経費の金額を経過保険料と 保険料関連収入の合算額で除したものThe sum of underwriting expenses, including cost for credit information, divided by the sum of earned premium, including premium-related revenue.
当該保険契約における損害率に応じて保険料の減額 として被保険者に供与される一定金額や一定割合An amount or percentage provided to the insured as a reduction of premium owed, depending on the claims ratio of the policy.
支払保険金と付帯費用と信用情報費用を含む引 受経費の合算額を経過保険料と保険料関連収入の合 算額で除したものThe sum of claims payments, claims expenses and underwriting expenses, including cost for credit information, divided by the sum of earned premium and premium related revenue;
支払保険金と付帯費用の合算額を経過保険料と保険 料関連収入の合算額で除したものClaims payments and expenses divided by gross earned premium and premium related revenue.
最低保険料Minimum premium
申告された売上高や未決済残高にかかわりなく一定 の期間に対し支払われるべく合意された保険料の最 低金額Agreed minimum amount of premium to be paid per specified period regardless of the volume of declared turnover of outstanding balances

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