Source | Target | 一定条件(通常は当該保険契約における損害率)に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意 | An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy). |
予納保険料 | Deposit premium |
保険でカバーされる買主にかかる未決済残高(一般的 には月末時点におけるもの)の明細で保険料計算を目 的とするもの | Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. |
保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの | Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. |
保険契約における全ての金銭にかかる行為または金 額(与信限度額、保険金の支払、費用、保険料、免責金 額など)を表示する通貨 | The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.). |
保険料 | Premium |
保険料/手数料 | Premium, fees |
保険料の前払いであり売上高や未決済残高の申告に よって調整されるべきもの | (Instalments of) premium paid in advance, to be adjusted upon receipt of the declaration of turnover or outstanding balances. |
保険料を得て保険を供与する者 | Party offering insurance policies for premiums, an underwriter. |
信用情報費用を含む引受経費の金額を経過保険料と 保険料関連収入の合算額で除したもの | The sum of underwriting expenses, including cost for credit information, divided by the sum of earned premium, including premium-related revenue. |
当該保険契約における損害率に応じて保険料の減額 として被保険者に供与される一定金額や一定割合 | An amount or percentage provided to the insured as a reduction of premium owed, depending on the claims ratio of the policy. |
支払保険金と付帯費用と信用情報費用を含む引 受経費の合算額を経過保険料と保険料関連収入の合 算額で除したもの | The sum of claims payments, claims expenses and underwriting expenses, including cost for credit information, divided by the sum of earned premium and premium related revenue; |
支払保険金と付帯費用の合算額を経過保険料と保険 料関連収入の合算額で除したもの | Claims payments and expenses divided by gross earned premium and premium related revenue. |
最低保険料 | Minimum premium |
申告された売上高や未決済残高にかかわりなく一定 の期間に対し支払われるべく合意された保険料の最 低金額 | Agreed minimum amount of premium to be paid per specified period regardless of the volume of declared turnover of outstanding balances |