| Source | Target | | その金額を下回る取引額の買主は保険非対象となる 金額 | An amount below which buyers are not to be included in the insurance policy. |
| 一定条件（通常は当該保険契約における損害率）に 従い当該保険契約における利益の一定割合を被保 険者に配分すること | The distribution of a percentage of the profits of the policy back to the insured according to certain conditions (usually dependent on the claim ratio of the policy). |
| 一定条件（通常は当該保険契約における損害率）に 従い支払済み保険料の一定割合の返戻を被保険者 が受けるという合意 | An arrangement whereby the insured can receive back a portion of premiums paid according to certain conditions (usually dependent on the claim ratio of the policy). |
| 与信限度額が設定されたことはないが信用力低下情 報もない買主について、（縮小率を引下げたうえで）保 険カバーを提供する旨の保険契約上の規定 | Policy feature that provides (a reduced percentage of) cover when no credit limit has been established on the Buyer and no adverse information is known. |
| 事故発生ベース保険契約 | Losses occurring policy |
| 保険でカバーされる買主にかかる未決済残高（一般的 には月末時点におけるもの）の明細で保険料計算を目 的とするもの | Specification of outstanding balances (typically per end of the month) on the buyers covered under the policy as the basis for premium calculation. |
| 保険でカバーされる買主にかかる請求書発行済みの 売上高の申告で保険料計算を目的とするもの | Specification of the invoiced turnover on the buyers covered under the policy as the basis for premium calculation. |
| 保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under that policy. |
| 保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under the policy. |
| 保険契約における全ての金銭にかかる行為または金 額（与信限度額、保険金の支払、費用、保険料、免責金 額など）を表示する通貨 | The currency in which all financial transactions or amounts under the policy are denominated (credit limits, indemnifications, costs, premium etc.). |
| 保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy. |
| 保険契約に基づく被保険者からの損害補填請求 | An application by the insured for indemnification of a loss under the policy |
| 保険契約の効力発生日 | The date on which the policy comes into force. |
| 保険契約や与信限度額の有効期間の満了後または保 険契約や与信限度額にかかる特定の期間の満了後に その有効期間を延長すること | The prolongation of a policy or a credit limit after expiry of their validity or after a specified period of time. |
| 保険契約を締結し、保険契約上の責任と義務を負担 する者 | Party that purchases the insurance policy and assumes responsibilities and obligations under the policy |
| 保険契約上許容された決済期日の最長延長期間 | The maximum due date extension allowed under a policy. |
| 保険契約上買主に認められている最長決済期間 | The longest credit period approved for a buyer under the policy |
| 保険契約条件の追加または増補 | Addendum to or enhancement of the policy conditions |
| 保険契約発効日 | Effective date (of the policy) |
| 保険契約者 | Policy holder (Insured client) |
| 保険始期または引受限度額設定時もしくは引受限度 額申込時における買主への債権額を担保範囲に含め ること | Inclusion of cover of amounts outstanding on buyers at the effective date of the policy or the date a credit limit applied for or established. |
| 保険期間中における総支払限度額 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period. |
| 保険期間中になされた保険金請求をカバーする保険 契約（参照）事故発生ベース保険契約および危険開始ベ ース保険契約 | Policy, which covers applications for indemnification made during the policy term. |
| 保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period. |
| 保険期間中の全ての損害に対し保険者が支払責任を 有する保険金総額の上限額」 | Maximum amount that the insurer is liable to pay with respect to all losses during a policy period |
| 保険期間中有効であり保険者によって取消すことのできない与信限度額。ただし、格付けの低下 支払遅延 等のあらかじめ約定された一定の事態の発生により自 動的に失効する。 | Credit limits which remain valid for the duration of the policy period and cannot be cancelled by the insurer. Cover, however, may be automatically deactivated on the occurrence of certain defined events, e.g. rating downgrade, overdue payments etc. |
| 保険期間内に保険事故が発生することが損害担保の 要件とされる保険契約 （参照）請求ベース保険契約および危険開始ベース 保険契約 | A policy under which cover is conditioned upon the date of the cause of loss occurring within the policy period. |
| 保険申込書上の被保険売上高の変更、信用状態の悪 化、履行遅滞発生などを保険者に通知しなければなら ないという被保険者の義務。 | Obligation of the insured to notify the insurer of changes of insurable turnover as indicated on the applications form for the policy, adverse information, overdue accounts. |
| 保険金請求権を（被保険者から）譲り受ける者 | Party to whom is transferred (by authorisation or the insured) the legal rights to a claim payment under a policy. |
| 包括保険 | Whole turnover policy |
| 危険開始ベース保険契約 | Risks attaching policy |
| 基準通貨 | Policy currency |
| 契約条件の書面による提示であり将来保険者からの 変更が可能なもの | An insurer's written offer of policy terms and conditions, subject to change by the insurer. |
| 引受限度額の解約や保険期間満了後においても、そ れ以前に保険責任の開始したものについては保険対 象債務の履行または保険事故の発生まで保険責任が 存続すること | Continuation of cover of risks which commenced before withdrawal of a credit limit or the expiry of a policy until payment or until the occurrence of a covered cause of loss. |
| 当該保険契約における損害率に応じて保険料の減額 として被保険者に供与される一定金額や一定割合 | An amount or percentage provided to the insured as a reduction of premium owed, depending on the claims ratio of the policy. |
| 損害額のうち保険金支払に先立って被保険者により 負担されなければならない金額 | The amount of loss that must be absorbed by the insured prior to indemnification under the policy |
| 期間中支払限度額 | Policy limit (Aggregate limit, Annual maximum liability) |
| 累積免責金額 | Aggregate first loss (AFL, Policy deductible) |
| 船積日ベースで担保責任が発生する保険契約であり、 船積日が保険期間内にあることが損害担保の要件と される保険契約 （参照）請求ベース保険契約および事故発生ベース 保険契約 | A policy under which cover attaches based on shipment dates and where the shipment date (but not necessarily the loss) must occur within the policy period. |
| 被保険者とともに保険を購入し、特定の責任と義務を 負担する者 | A party, which together with the insured, purchases the insurance policy and assumes specified responsibilities and obligations. |
| 被保険者との取引実績のない買主について与信限度 額設定より前に開始する危険のために保険カバーを 提供する旨の保険契約上の規定 | Policy feature that provides cover for risks commencing before a credit limit has been established, for buyers with whom the insured has not traded before. |
| 被保険者の全売上をカバーする信用保険（個別保険 に対する用語） | A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover). |
| 請求の基礎となる危険がその保険契約上非対象で あること | the underlying risk being outside the scope of coverage under the respective policy |
| 請求ベース保険契約 | Claims made policy |
| 買主が商品や役務の代金を請求書上の期限までに支 払わないこと。これは、倒産やいわゆるチャプター イ レブン（被保険者の保険によって担保されているその 他の買主による代金不払い）と同様、信用保険事故事 由たりうる。 | Failure by a buyer to make payment for delivered goods or services by the due date specified in the invoice or sales contract. A default is an event that could lead to a loss for the credit insurer such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主が契約上の（支払）債務を履行しないこと。これ は、保険契約上担保される破産や民事再生（または、 買主によるその他の支払不能）などの信用保険者にと っての損害となりうるものである。 | Failure of the buyer to meet his contractual (payment) obligations. A default is an event that can lead to a loss for the credit insurer, such as bankruptcy, Chapter 11 or any other failure to pay of the buyer which is covered under the insured's policy. |
| 買主ごと、国ごとまたは保険契約ごともしくは全保険 契約についての保険者の総引受金額 | Total amount underwritten by the insurer as cover on a buyer, a country or under a policy or all policies. |
| 顧客 | Customer (Buyer, Debtor, Insured, Policy holder) |
| 顧客（被保険者、保険契約者） | Client (Insured, Policy holder) |
