Japanese to English glossary of credit insurance terms

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その金額を下回る取引額の買主は保険非対象となる 金額An amount below which buyers are not to be included in the insurance policy.
他の保険者と共同してその共同の顧客のために保険 を引き受ける保険者Insurer offering insurance policies in cooperation with one or more insurers for their combined account.
保険を購入する者であり、保険契約上の全ての権利を 有し義務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under that policy.
保険を購入する者であり、保険契約上の権利を持ち義 務と責任を負担する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy.
保険商品購入の対価として支払われる金額The sum of money paid to buy an insurance product.
保険契約の申し込みにおいて、保険契約者となるべき 者と保険者との間にたつ者 (訳者注:原文でinsuredとなっているものを、文意を 勘案し、保険契約者と訳出した。)The party via which an application for insurance is presented from prospective insured to the insurer.
保険契約を締結し、保険契約上の責任と義務を負担 する者Party that purchases the insurance policy and assumes responsibilities and obligations under the policy
保険対象の各取引について保険契約の効力の発生す る日(契約日、引渡日、サービス提供日)Beginning of taking effect of the insurance (at date of order or transaction, at date of delivery or shipment, at date of completion of performance of services) for each individual trade transaction covered under the police.
保険担保Insurance cover
保険担保/金融用語および貿易用語Insurance cover/financial and export terms
保険料を得て保険を供与する者Party offering insurance policies for premiums, an underwriter.
保険期間中に保険金請求に相当すると認められた金 額の累積額であって、その金額までは被保険者の自己 負担となる金額。保険者はその金額を超えた部分を填 補対象とする。The total amount of approved claims during an insurance period, which are to be borne by the insured for his own account prior to indemnification by the insurer
信用保険Credit Insurance
信用危険と非常危険の双方を担保する保険insurance for both commercial and political risks.
共同保険Joint insurance
外国所在買主への販売にかかる信用危険を担保する 保険Insurance of credit risk related to the sale of goods to buyers in another country
特定の買主が被保険者に対して負う債務のうち保険 契約の担保するものAn obligation owing from a specific buyer to the insured and falling within the scope of the insurance contract
被保険者とともに保険を購入し、特定の責任と義務を 負担する者A party, which together with the insured, purchases the insurance policy and assumes specified responsibilities and obligations.
被保険者の全売上をカバーする信用保険(個別保険 に対する用語)A credit insurance policy that covers the insured's total credit sales (as opposed to Key buyer cover and Single risk cover).
被保険者の売上高全体を担保する保険(反対語: 個別保険)Insurance of the entire sales turnover of the insured (opp. Single risk cover);
被保険者の被った損害のうち一定金額を超過する金 額を担保する保険またはカバーもしくは保証Insurance, cover or indemnification in excess of an amount of first loss to be borne by the insured.
複数の保険者がその共同の顧客のために引き受ける 保険Insurance offered by more than one insurer for their combined account
買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit.
輸出取引信用保険Export credit insurance
追加担保Top-up cover (Excess insurance)
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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