Japanese to English glossary of credit insurance terms

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買主ごと、国ごとまたは保険契約ごともしくは全保険 契約についての保険者の総引受金額Total amount underwritten by the insurer as cover on a buyer, a country or under a policy or all policies.
買主たる政府や国家が取引の成就を妨げたり期日 どおりの支払を行わないという危険The risk that a government buyer or country prevents the fulfilment of a transaction or fails to meet payment obligations in time. The risk that is beyond the scope of an individual buyer or falls outside the individual buyer's responsibility;
買主によって注文された商品を買主に送る経路にの せることThe placement en route to the buyer of the goods ordered by the buyer.
買主の不履行による被保険者への保険金支払に際 し、保険者が被保険者の地位に着き、その被保険者が 有している買主に対する全ての権利および救済手段 を引受けること。これらの権利や救済手段の行使によ り、保険者は、Upon payment or indemnification of a claim to the insured caused by a failure of the buyer, the insurer steps into the insured's position and assumes all rights and remedies of the insured against the buyer. By executing these rights and remedies the insurer can;
買主の信用力を評価するために収集した信用情報に 要する費用に対応する被保険者の負担額Contribution to the costs of credit information gathered for the assessment of the buyer risk.
買主の所在国通貨の他の通貨に対する変換レートの 変動危険であり、買主の債務の履行能力に影響するこ とがありうる。Fluctuation in the buyer's currency against another currency, which may affect the buyer's financial ability to pay its obligations.
買主の被保険者に対する債務が履行されることを保 証する個人または法人An individual or company that gives a promise or assurance that an obligation owing from the buyer to the insured will be paid.
買主の財務状況が悪化している場合において、その被 保険者に対するカバーは解除されないという趣旨の 特約 この特約を附帯すると、与信限度額が解除された場合 であっても信用保険カバーは存続することができる。Order that the insured cannot be released from if the buyer's financial soundness is deteriorating. Under pre-defined conditions, credit insurance may be offered for such contracts even after withdrawal of the credit limit.
買主の資産と業務が裁判所または裁判所が法律に基 づき任命した人や機関の管理下に入る法的手続きで あり、買主の更生もしくは清算または買主の債務の繰 延べを目的とするものA judicial or administrative procedure whereby the assets and affairs of the buyer are made subject to control or supervision by the court or a person or body appointed by the court or by law, for the purpose of reorganisation or liquidation of the buyer or of the rescheduling, settlement or suspension of payment of its debts.
買主所在国の通貨以外の決済通貨での支払を受け る事前の法律的権利が買主所在国の政府により無 効とされる危険The risk of revocation by the buyer's government of the buyer's pre-existing legal right to make payment in an invoiced currency that is different from the currency of the buyer country, at any rate of exchange;
銀行、与信機関、金融機関、金融業者によって、支払や 融資金の返済に関し、個人もしくは法人のために認め られたまたは発行もしくは実行されたあらゆる形式の 融資や個人ローンやリース手段に関する金融債務を 担保する保証証券や保証や確約や保険、換言すれば、 資金調達手段や融資保証を主目的とする契約や協定 の総称 この定義の目的は、商品や役務の供給という取引行為 に関して生ずるのではない金融債務のために保険カ バーを提供することを避けることにある。A Financial Guarantee is understood as comprising any bond, guarantee, indemnity or insurance, covering financial obligations in respect of any type of loan, personal loan and leasing facility, granted by a bank/ credit institution, financial institution or financier or issued or executed in favour of any person or legal entity in respect of the payment or repayment of borrowed money or any contract transaction or arrangement – the primary purpose of which is to raise finance or secure sums due in respect of borrowed money. By way of explanation, the purpose of this definition is the avoidance of insurance cover for any financial obligation which does not arise from or relates to a trade transaction defined as the supply of goods and/or rendering of services.

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